BCR announced its financial performance for Q1 2026, recording a net profit of RON 602 million (EUR 118 million). The result was supported by continued growth in customer business volumes across key segments, despite a challenging market environment.

Operating result reached RON 1,044 million (EUR 205 million) in Q1 2026, marginally below the level of Q1 2025. This evolution reflects operating expenses increasing at a faster pace than operating income, driven by ongoing strategic investments and inflationary pressures.

Net interest income slightly declined by 1.4% compared with Q1 2025, reaching RON 1,174 million (EUR 230 million) in Q1 2026, impacted by margin pressure in a highly competitive market.

Net fee and commission income grew by 6.8% year on year to RON 305 million (EUR 60 million) in Q1 2026, supported by stronger transactional activity, lending growth, and higher insurance and investment related fees. This performance confirms the continued relevance of diversified income streams.

“We are at an economic inflection point, and the first three months of 2026 have reflected the combined impact of escalating geopolitical tensions, rising inflationary pressures, and disruptions in the global distribution of oil and gas. The direct effects are visible in higher risk costs, as well as in a decline in investment appetite and consumption, also influenced by local fiscal and political volatility.

Together, we can transform this challenging moment into one of structural modernisation of the economy. This is why we continue to finance and support the development of infrastructure, digital transformation, innovation, and all investments that strengthen the labour market and build long-term economic credibility for Romania. Therefore, BCR’s message is simple: we believe in Romania and in its people, and we believe that Romania is the place where new generations choose to stay and build their future.” – Sergiu Manea, CEO Banca Comercială Română